Terms of Service

Last updated: March 2026

These Terms of Service govern your use of the Lumera Financial website. By using this website, booking a consultation, or contacting Lumera Financial through the site, you agree to these terms.

Website information

The information provided on this website is for general informational purposes only and does not, by itself, create a client relationship. Services are subject to separate communication, mutual agreement, and availability.

No professional relationship created by website use

Visiting this website, submitting an inquiry, or booking a consultation does not automatically create a bookkeeping, tax, or advisory engagement. Any professional relationship begins only after direct agreement on services and scope.

Consultations and booking

Free consultations are intended as introductory calls to discuss needs, fit, and possible next steps. Lumera Financial reserves the right to reschedule, decline, or cancel consultations when necessary.

User responsibilities

You agree to provide accurate information when contacting Lumera Financial or scheduling a consultation. You also agree not to use this website for unlawful, abusive, or disruptive purposes.

No guarantees

Lumera Financial does not guarantee specific financial, tax, or business outcomes through the use of this website or any consultation. Results depend on the facts, records, cooperation, and circumstances of each client situation.

Third-party services

This website may link to or rely on third-party services such as Cloudflare, Google Calendar, Fiverr, QuickBooks, Wave, Zoho Books, Shopify, and Etsy. Lumera Financial is not responsible for the content, policies, or availability of third-party platforms.

Intellectual property

All original website content, branding, and materials created for Lumera Financial are protected by applicable intellectual property laws. Third-party trademarks remain the property of their respective owners.

Limitation of liability

To the fullest extent permitted by law, Lumera Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on information presented here.

Changes to these terms

Lumera Financial may update these Terms of Service from time to time. Any updates will be reflected on this page with a revised date.

Contact

If you have questions about these Terms of Service, please contact Lumera Financial through the website contact options.